Helen McNab is an expert on the operational management of scoring, particularly in collections. From 1983 to 1992, she managed credit strategies and operations within the private label credit market. As an independent consultant since 1992, she has developed lending and collection strategies for telecommunications, retailers and banks.
Gerard Scallan is an authority on the statistical and business aspects of credit policy. In 1988 he founded ScorePlus, to enhance users' practical application of analytical tools for business gain. The leader in scoring for branch banking and business lending, Gerard has pioneered new techniques for scorecard building, financial models and better use of management information.
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