• ScorePlus


    In-House Seminars

Portfolio Management Analytics: Credit Risk Reporting and Evaluation

Available as an open or in-house seminar. Business-focus course run by Helen McNab


To develop the strategic skills of Credit Scoring / Risk Insight Analysts and Portfolio Managers, through the rigorous design and evaluation of credit strategies, underpinned by scorecards, and the reporting of portfolio performance for scrutiny by senior management. 

The course is a development of the previously offered "Talking Number" seminar.


  • Reading the portfolio – linking financial results to underlying credit strategy opportunities
  • Scorecard selection and measurement: getting the most out of models to support decision
  • Credit strategy formulation: a structured approach to defining objectives, design and evaluation
  • Strategy analysis: designing the MI to reflect objectives and expectations
  • Portfolio analysis: rethinking vintage matrices to detect early changes in delinquency trends
  • Monthly reporting: key features of an effective MI pack
  • Portfolio metrics and risk appetite: defining key metrics and setting triggers for action

Supporting examples are drawn from across the credit cycle: originations, existing book and collections.


At the end of this two-day seminar, delegates will know how to:

  • Identify key profit drivers and understand the complexities of relating actions to consequence
  • Critique a scorecard to ensure it is "fit for purpose" - in business terms
  • Design and evaluate credit strategies, using an analysis driven framework of clear objectives and expectations
  • Use scores to reduce complexity in these credit strategies
  • Present strategy alternatives, articulating assumptions and expectations
  • Use the "actual vs expected" principle to identify deviations from budget
  • Define high level metrics and reporting with supporting statistical tests

Who should attend

Credit scoring / risk insight analysts: involved daily in the development, deployment and monitoring of credit strategies and portfolio performance, ideally with 12 months practical experience

Portfolio managers: new to credit risk or requiring a greater understanding of the role of scoring in running a credit portfolio along with key metrics for measuring success

Format and materials

Formal presentations with practical exercises and whole group discussion

Break-out discussion and feedback groups

Seminar manual to take away along with a ‘back at the office “to do” list’, to support seminar learning and web resource listings.


2 days - available as an open or in-house seminar

Running this seminar in-house

We can offer this seminar at a date to suit you.  It can also be tailored to suit your exact audience by selecting modules from other seminars - see the custom planner for options.

In-house seminars are generally more cost effective than registering for open seminar places, where you have more than 6 delegates wishing to attend.

Choosing to attend the open seminar

All open seminars are held at the top class Marriott Royal Hotel, Bristol, BS1 5TA, UK.  Click for next dates.

For more on course content and place availability, email training@scoreplus.com

Click here for Pricing

  • Excellent insight into credit scoring per se and its wider management opportunities.

    Decision Science Director

  • Very insightful - tasks really helped me apply my knowledge

  • Really well taught - held my attention

  • Has definitely equipped me better to debate credit strategies more effectively

    Portfolio manager

  • Fresh views on scorecards - will assist my future thinking

    Scorecard builder

  • Valuable information - will definitely recommend to a colleague

    Credit risk analyst

  • Great facilitation - explanations clear and relevant

  • Learnt loads - wish I had attended earlier in my career

  • Very pertinent to my business role

    Portfolio manager

  • Gerard really knows his subject - great source of inspiration and ideas

    Model builder