Objectives
To develop the strategic skills of Credit Scoring / Risk Insight Analysts and Portfolio Managers, through the rigorous design and evaluation of credit strategies, underpinned by scorecards, and the reporting of portfolio performance for scrutiny by senior management.
Topics:
- Portfolio management framework and governance
- Why capital is important and key financial drivers
- Scorecards - design and evaluation: Are they fit for purpose?
- Strategy formulation principles: A structured approach
- Iterative strategy revision: Debating policy approaches and options
- Policy rules analysis: aiming for simplification
- Reporting: strategy outcomes and dashboards
- Actual vs expected analytic framework: Thresholds, techniques, business practice
- Vintage matrices: principles and extensions for swifter insights
- Proactive portfolio management: applying the “actual vs expected” principles.
Supporting examples are drawn from across the credit cycle: originations, existing book and collections.
Benefits:
At the end of this two-day seminar, delegates will know how to:
- Understand better their role, in the context of the firm’s Credit Risk Framework
- Appreciate the philosophy driving IFRS9, the Basel accord and the regulator’s agenda
- Be able to question whether their operational scorecards are "fit for purpose"
- Know the principles for effective strategy development
- Have confidence to challenge policy overlays to reduce strategy complexity
- Bring back an array of reporting ideas, including dashboards, across the credit cycle
- Know how to apply greater rigour to their analyses
- Have critically reviewed purpose and metrics for effective Risk Appetite management.
Who should attend
Credit scoring / risk insight analysts: involved daily in the development, deployment and monitoring of credit strategies and portfolio performance, ideally with 12 months practical experience
Portfolio managers: new to credit risk or requiring a greater understanding of the role of scoring in running a credit portfolio along with key metrics for measuring success
Format and materials
Formal presentations with practical exercises and whole group discussion
Break-out discussion and feedback groups
Seminar manual to take away along with a ‘back at the office “to do” list’, to support seminar learning and web resource listings.
Duration
5 mornings online or 2 days onsite at client venue. Also available as an open seminar.
Running this seminar in-house
We can offer this seminar at a date to suit you. It can also be tailored to suit your exact audience by selecting modules from other seminars - see the custom planner for options.
In-house seminars are generally more cost effective than registering for open seminar places, where you have more than 6 delegates wishing to attend.
Choosing to attend the open seminar
All open seminars are held online. Click for next dates.
For more on course content and place availability, email training@scoreplus.com
