• ScorePlus


    Open Seminars

8-12 November 2021 ONLINE: Portfolio Management Analytics: Credit Risk Reporting and Evaluation

Business-focused seminar for Portfolio Managers, retail credit.

Online trainer-led seminar run by Helen McNab. Guest presenter Gerard Scallan

5 mornings. 

09:00 to 12:30 each day (UK time).
Registration on day 1 from 08:45.
Online seminar agenda: click here



To develop the strategic skills of Credit Scoring / Risk Insight Analysts and Portfolio Managers, through the rigorous design and evaluation of credit strategies, underpinned by scorecards, and the reporting of portfolio performance for scrutiny by senior management.


  • Reading the portfolio – Portfolio Management structure, capital, finacial drivers and governance
  • Scorecard design and validation: getting the most out of models to support decisions
  • Formulation credit strategies: a structured approach to defining objectives, design and evaluation
  • Strategy analysis: designing the MI to reflect objectives and expectations
  • Portfolio analysis: rethinking vintage matrices to detect early changes in delinquency trends
  • Monthly reporting: key features of an effective MI pack; dashboards
  • Portfolio metrics and risk appetite: defining key metrics and setting triggers for action

Supporting examples are drawn from across the credit cycle: originations, existing book and collections.


At the end of this seminar, delegates will:

  • Know how to define key portfolio metrics & profit drivers and set triggers for action
  • Understand the fundamental philosophy driving IFRS9, the Basel accord, alongside the regulator view
  • Be able to evaluate scorecards to ensure they remain "fit for purpose"
  • Understand the principles of using an analysis driven framework, for early detection of changing trends
  • Be able to challenge policy overlays to reduce strategy complexity
  • Have applied the "actual vs expected" principle, to identify deviations from budget, testing for size, significance and business sense
  • Have been given an array of reporting ideas, including dashboards across the credit cycle
  • Understand the imperative for effective and timely feedback loops, to accelerate corporate response


Who should attend

Credit scoring / risk insight analysts: involved daily in the development, deployment and monitoring of credit strategies and portfolio performance, ideally with 12 months practical experience

Portfolio managers: new to credit risk or requiring a greater understanding of the role of scoring in running a credit portfolio along with key metrics for measuring success

Format and materials

Formal presentations with practical exercises and whole group discussion

Break-out discussion and feedback groups

Seminar manual, with a ‘back at the office “to do” list’, to support seminar learning and web resource listings.


Online: 5 mornings. 

Also available as an in-house seminar with dates arranged to suit the client.

For more on course content and place availability, email training@scoreplus.com

Click here for Fees

  • Excellent insight into credit scoring per se and its wider management opportunities.

    Decision Science Director

  • Very insightful - tasks really helped me apply my knowledge

  • Really well taught - held my attention

  • Has definitely equipped me better to debate credit strategies more effectively

    Portfolio manager

  • Fresh views on scorecards - will assist my future thinking

    Scorecard builder

  • Valuable information - will definitely recommend to a colleague

    Credit risk analyst

  • Great facilitation - explanations clear and relevant

  • Learnt loads - wish I had attended earlier in my career

  • Very pertinent to my business role

    Portfolio manager

  • Gerard really knows his subject - great source of inspiration and ideas

    Model builder