Business-focused seminar for Portfolio Managers, retail credit.
Online trainer-led seminar run by Helen McNab. Guest presenter Gerard Scallan
09:00 to 12:30 each day (UK time). Please make provision to be available until 13:00 each day, to allow for any extended discussion.
Registration on day 1 from 08:45.
Online seminar agenda: click here
To develop the strategic skills of Credit Scoring / Risk Insight Analysts and Portfolio Managers, through the rigorous design and evaluation of credit strategies, underpinned by scorecards, and the reporting of portfolio performance for scrutiny by senior management.
- Portfolio management framework and governance
- Why capital is important and key financial drivers
- Actual vs expected analytic framework: Thresholds, techniques, business practice
- Scorecards - design and evaluation: Are they fit for purpose?
- Strategy formulation principles: A structured approach - with back book case study
- Iterative strategy revision: New business and Collections
- Policy rules analysis: aiming for simplification
- Reporting: strategy outcomes and dashboards
- Vintage matrices: principles and extensions for swifter insights
- Proactive portfolio management: applying the “actual vs expected” principles.
Throughout the seminar, reference will be made to working in times of crisis or recession.
Supporting examples are drawn from across the credit cycle: originations, existing book and collections.
At the end of this seminar, delegates will:
Understand better their role, in the context of the firm’s Credit Risk Framework
- Appreciate the philosophy driving IFRS9, the Basel accord and the regulator’s agenda
- Be able to question whether their operational scorecards are "fit for purpose"
- Know the principles for effective strategy development
- Have confidence to challenge policy overlays to reduce strategy complexity
- Bring back an array of reporting ideas, including dashboards, across the credit cycle
- Know how to apply greater rigour to their analyses
- Have critically reviewed purpose and metrics for effective Risk Appetite management.
Who should attend
Credit scoring / risk insight analysts: involved daily in the development, deployment and monitoring of credit strategies and portfolio performance, ideally with 12 months practical experience
Portfolio managers: new to credit risk or requiring a greater understanding of the role of scoring in running a credit portfolio along with key metrics for measuring success
Format and materials
Formal presentations with practical exercises and whole group discussion
Break-out discussion and feedback groups
Seminar manual, with a ‘back at the office “to do” list’, to support seminar learning and web resource listings.
Online: 5 mornings.
Also available as an in-house seminar with dates arranged to suit the client.
For more on course content and place availability, email firstname.lastname@example.org