• ScorePlus

    ScorePlus

    Open Seminars

Credit Risk Fundamentals: Concepts for Managing Risk and Reward

Spring 2019 dates to be announced shortly. Extended entry-level course run by Helen McNab.

NEW! Take a look at one of the sessions to see how we explain concepts and give opportunity for discussion and debate.

 Download PDF here.

 

Objectives

To lay the foundations of credit risk management, using score-based policies for decision making, for those new to Credit Risk and those requiring an overview of lending techniques. 

Topics:

  • How do Banks make money? Influencing the bottom line 
  • Credit Risk toolkit: principles of scoring and the organisation 
  • Acquisition strategies: balancing risk vs reward 
  • Account management strategies: learning through limits
  • Collections strategies: focussing effort for best returns
  • Management information: strategy and portfolio evaluation
  • Measuring bad debt: consistency and clarity
  • The regulatory environment: who and what are Basel, IFRS9 and GDPR?
  • The real world: lessons for the future  

Benefits:

At the end of this seminar, delegates will know:

  • Key elements of product profitability – and the inter-relationships with customer behaviour
  • Bank balance sheet basics
  • Principles for building credit scorecards and designing score-based strategies
  • Management information techniques for refining strategies and portfolio monitoring
  • Role of risk appetite for informing company strategy
  • Metrics for defining delinquency, provision and default
  • Key regulation governing credit risk
  • How the events of 2007-2008 shaped the industry today

Who should attend

  • Analysts and Policy Makers new to Credit, not necessarily involved directly with scoring on a daily basis
  • Experienced Credit Managers who require a strategic overview of credit risk management and lending techniques
  • Auditors and regulators

Format and materials:

Formal presentations with many practical exercises and whole group discussion.

Break-out discussion and feedback groups.

Seminar manual to take away.

Duration

3 days.

Available as an open or in-house seminar. All open seminars are held at the top class Marriott Royal Hotel, Bristol, BS1 5TA, UK. In-house seminar dates are arranged to suit the client.

For more on course content email training@scoreplus.com.

Click here for Venue and Fees